Climate finance is failing fragile states — and the gap is widening
Ninety percent of global climate finance flows to middle-income, high-emission countries. The communities bearing the heaviest burden of climate change — many of them in active conflict — receive a fraction of what is needed. This is not a technical problem. It is a political one.
The figures are stark. Nineteen of the twenty-five most climate-vulnerable countries are also conflict-affected. Yet the architecture of climate finance — its eligibility criteria, absorption requirements, and risk frameworks — is designed for stable institutional environments. It systematically excludes the places that need it most.
In Iraq, this plays out in concrete terms. Communities in Salahadin, Basra, and Kirkuk are managing simultaneous pressures: water scarcity, land degradation, weak service delivery, and the unresolved legacies of displacement and conflict. Climate adaptation is not a separate agenda for these communities — it is inseparable from questions of governance, access, and social trust.
The practical note I contributed to with adelphi and FriEnt in 2024 makes eight recommendations for donors and policymakers. The most fundamental is also the most politically uncomfortable: conflict-sensitive climate finance must reach local communities and grassroots organisations directly, not only through national government channels that may lack the reach, legitimacy, or capacity to deliver in fragile contexts.
Flexibility matters as much as volume. In volatile environments, rigid disbursement timelines and fixed indicators are liabilities. Adaptive programming — responsive to rapidly shifting conditions — is not a concession to weakness. It is a precondition for effectiveness.